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Daily SIP Calculator
See how small, daily investments, instead of one monthly lump sum, add up to a meaningful corpus over time.
Daily SIP calculator
See how small daily investments add up to a meaningful corpus over the years.
What is a Daily SIP?
A Daily SIP works the same way as a monthly SIP, except the investment is split into smaller amounts and invested every working day rather than once a month. It's popular with people whose income arrives daily or irregularly, such as gig workers, small traders, and daily-wage earners, for whom a large fixed monthly debit isn't practical, but a small daily one is.
How is it calculated?
Why use this calculator
- Matches how irregular or daily income actually arrives
- Smaller per-transaction commitment lowers the psychological barrier to starting
- Still captures the same rupee-cost-averaging and compounding benefits as a monthly SIP
Who should use it
Clients with daily or irregular cash flow, and advisors introducing the discipline of investing to someone who isn't ready to commit to a large fixed monthly amount yet.
Frequently asked questions
Is a daily SIP mathematically different from a monthly SIP?
Not fundamentally: it's the same compounding mechanics, just with more frequent, smaller contributions. This calculator converts your daily amount into its monthly equivalent to project the outcome.
Do fund houses actually offer daily SIPs?
Some do, though monthly remains the most common frequency. Where a daily option isn't available, the same effect can be approximated by investing the monthly equivalent once a month.
Why would someone choose daily over monthly?
Cash-flow fit, mostly. If income arrives daily, a daily SIP avoids the risk of missing a monthly debit because the money isn't sitting in the account yet.